Team 13 (VAC)
Job Overview
Job Location: Mayangone Township
Type of Business/Product: Microfinance Industry
Gender: Male/Female (1)
Job Ref No.: 13P2757
Salary: 1,500,000/- Kyats
Job Requirements
- Bachelor’s degree in Finance, Accounting, Economics, Banking, Business Administration, or related field.
- MBA or professional qualifications in Risk Management, Banking, or Finance preferred.
- Minimum 3 to 5 years of experience in credit risk, banking, microfinance, or financial services.
- Strong knowledge of credit assessment, financial analysis, collateral evaluation, and portfolio risk management.
- Experience in AML/CFT compliance screening and customer due diligence processes.
- Good understanding of loan portfolio management and non-performing loan monitoring.
- Familiarity with regulatory requirements, financial regulations, and compliance standards.
- Strong analytical, reporting, and problem-solving skills.
- Excellent communication and presentation skills.
- Proficient in Microsoft Office applications including Word, Excel, PowerPoint, and Outlook.
- Ability to work independently and under pressure.
- High level of integrity, confidentiality, and attention to detail.
Job Descriptions
- Provide recommendations regarding credit assessment outcomes and loan approval decisions.
- Assess the financial, commercial, technical, and managerial aspects of borrowers to determine debt repayment capacity.
- Conduct comprehensive credit risk analysis and prepare risk assessment reports.
- Review and evaluate collateral coverage and collateral quality, including second valuation and liquidation value assessment.
- Estimate recovery value in the event of borrower default.
- Monitor and report on non-performing loans (NPLs) and portfolio quality.
- Prepare regular portfolio reports for Management and the ARCC.
- Analyze and report delinquency aging, maturity profiles, sector/industry concentration, loan loss provisions, and collateral profiles.
- Monitor the overall health and risk exposure of the loan portfolio.
- Conduct due diligence processes during client onboarding.
- Perform AML/CFT screening and report suspicious or high-risk cases to relevant departments.
- Ensure compliance with internal policies, external regulations, and regulatory requirements.
- Maintain proper credit documentation and risk records.
- Coordinate with related departments to ensure effective risk management and compliance practices.
- Support internal and external audit requirements related to credit risk and compliance.
- Perform other duties assigned by management.
Working Hours: 9:00AM to 5:00PM
Holidays: Saturday & Sunday, Public Holidays
Benefits: Ferry will be provided.
How to Apply: Please email to cv@vacjobsearch.com with your Microsoft Word CV file and job title and job ref no. in the subject line.
Hotline: 01-8395913, 09-765395913
Job Detail
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Offerd Salary1,500,000 - 2,000,000 MMK
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Career LevelMid-level Management
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Experience3 Years
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GenderBoth
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INDUSTRYBank / Microfinance
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QualificationBachelor